---

A proven path to better risk management, stronger customer relationships, clear competitive differentiation and greater profit margins

In the midst of the worst financial crisis in 70 years, financial institutions all over the world face two unanswered questions:

• How can we get through the current crisis?
• And how can we avoid another?

SAS can provide the answers. With more than three decades of experience providing solutions for the banking and financial services industry, SAS can help you get through the current turmoil as well as avoid another crisis down the road



Understand the risks facing your organization and infuse good risk management practices into every aspect of daily business.

• Asset/liability management
• Credit risk management
• Credit scoring
• Fair banking
• Fraud management
• Anti-money laundering
• Market risk management
• Operational risk management

Discover what really drives cost, profit and value for your business.

• IT performance management
• Performance measurement & reporting
• Process optimization
• Workforce planning & management

Accurately gauge required levels of regulatory and economic capital to support your business strategy and risk appetite.

• Capital allocation & management
• Dynamic relationship pricing & product bundling
• Legal & financial consolidation & reporting
• Regulatory compliance

Understand and connect with customers in the wake of falling consumer confidence.

• Acquisition & retention
• Campaign management
• Cross-sell/up-sell & event triggers
• Customer profitability & lifetime value
• Segmentation & profiling